Christopher
J.
Karo
Counsel
Christopher J. Karo is of Counsel to the Lexington office of Frost Brown Todd LLC, and a member of the firm’s Insurance Regulation Practice Group. He focuses his practice on insurance regulatory and corporate matters for insurers, insurance agents and agencies, third party administrators, and service contract providers before regulatory agencies in all 50 states. As a former attorney with the Florida Department of Insurance, Mr. Karo brings a broad legal and regulatory perspective to the challenges faced by various entities and individuals in navigating the complexities of doing business in the insurance industry.
Prior to joining the Firm in 2006, Mr. Karo first served as an attorney and senior attorney with the Florida Department of Insurance for over four years. As a member of the Department's legal division, he was involved in a wide variety of regulatory activities, including the review and approval of complex acquisitions and mergers of insurance entities and the investigation and prosecution of violations of Florida laws by insurance agents and insurance related entities. Mr. Karo also participated in the drafting of proposed administrative rules and legislation on behalf of the Department. He was a member of the Department's appellate team which successfully defended the constitutionality of Florida’s Moratorium Statute. Upon leaving the Department in 2000, Mr. Karo entered private practice as an Associate, principally with Tew Cardenas LLP in Tallahassee, Florida, where he represented clients regarding varied regulatory and related corporate matters concerning licensure and statutory compliance issues before numerous governmental agencies and on a national basis, with an emphasis on insurance regulatory matters.